Retirement Communities: All-Inclusive Vs A La Carte

With an ever-increasing number of American retirees, which is poised for drastic growth acceleration over the next decade, what with the impending retirement of the bulk of baby boomers, new retirement communities-active adult and independent living, among other types-are cropping up left and right, especially in popular retirement destinations like North Carolina. This increase in North Carolina retirement communities can complicate an already challenging decision process. There are a few guidelines and user-friendly Internet resources that can make ease of identifying communities that meet certain criteria.

In choosing the right community for you or a loved one, one of the foremost decisions should be whether the prospective resident wants to continue supplying and preparing his or her own food or be served each meal in a dining room. Conventional all-inclusive independent living communities generally feature kitchenettes in their apartments, for snacks and small meal preparation, while serving breakfast, lunch (dinner) and supper in their dining room each day. These meals are included with resident rent each month, as are a variety of other features, typically including weekly housekeeping and scheduled transportation.

Contrarily, a new breed of independent living retirement communities is popularizing across North and South Carolina and all of the United States, one that offers its services and amenities, including meals, on an a la carte basis. In such a system, residents pay only for the services, amenities and meals they use, allowing them to choose what and when they want. With seniors paying closer attention to each expenditure due to the lagging economy, this concept has become immensely appealing.

Retirement Communities: All-Inclusive Vs A La Carte

Many North Carolina retirement communities have identified the appeal of this system, including a number of retirement communities in Charlotte, North Carolina.

Retirement Communities: All-Inclusive Vs A La Carte
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At The Manor in Charlotte, residents pay a much lower monthly fee than they would if they lived at a competing community-for a much brighter, more spacious apartment which features a full kitchen. They eat in the dining room when they prefer but have the choice to cook in the comfort of their own apartment when they would rather do so. This doesn't only help seniors preserve their nest egg; it helps them preserve their independence by allowing them to make their own choices without binding them to a particular system.

Choosing between an all-inclusive retirement community and an a la carte retirement community can cut your choices in half, getting you well on your way to narrowing your options down to the select few that best match your criteria.

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